Halo

Make every interaction defensible.

Halo gives merchants real-time context to approve good customers, stop suspicious payments and build an audit-ready record for chargebacks & general fraud.

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Little data stored HTTPS enforced Simple API integration

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StopSuspicious payments before they settle
DefendChargebacks with verified context
ApproveTrusted customers with less friction
TraceEvery signal, rule and decision
One decision layer

More signal at the moment of trust. More evidence after it.

Turn location proximity, trusted device, biometric confirmation and merchant policy into a clear approve, challenge, hold or deny recommendation.

Contextual verification

Compare the customer’s verified context with transaction location and your configured risk radius.

Policy decisioning

Route first-time, high-value, off-hours, international and rapid-repeat transactions through the right action.

Audit-ready evidence

Keep a structured decision trail that helps risk teams investigate events and respond to disputes.

Bridge once. Stay protected.

Your contextual 2FA layer.

A business displays a one-time Bridge QR code and the customer scans it with Halo to connect their account. After that first bridge, Halo can verify future logins, payments and sensitive actions using location, biometrics, device trust or whichever rules the customer chooses.

1

Business creates a Bridge

A unique, one-time QR code appears in the business app, website or account settings.

2

Customer scans once

The Halo app reads the Bridge QR and securely connects that business to the customer’s trusted device.

3

Customer chooses the rules

Require location, biometrics, device trust or extra confirmation for the actions that matter.

4

Halo becomes the second factor

Future logins and protected actions receive a contextual approve, challenge or deny decision.

Bridge with Halo

North & Pine · Account security

ONE-TIME BRIDGE
Scannable Halo Bridge QR code
Scan once with the Halo app

HALO-DEMO

One-time connectionLocation-awareBiometric ready
Beyond card payments

Use trust wherever identity matters.

The same location, device and biometric layer can protect purchases, account access and sensitive workflows.

In-store QR checkout

Customers scan a one-time Halo code at the register and confirm the purchase on their trusted device.

Location-aware login

Allow passwordless access from approved places and step up verification when the context changes.

Online account takeover

Challenge high-risk sign-ins using device, biometric and location consistency instead of SMS alone.

Banking and money movement

Add contextual approval to transfers, withdrawals, new payees and other high-risk actions.

Workforce access

Adjust employee permissions by trusted workplace, device and time without sharing credentials.

Sensitive records

Grant time-limited, context-aware access to healthcare, legal or financial information.

Travel and hospitality

Confirm guests at check-in and adapt payment rules when a customer enters travel mode.

Passwordless approvals

Replace one-time codes with a trusted-device prompt backed by biometrics and contextual signals.

Chargeback evidence

Record how a customer verified so dispute teams have a clear, structured decision history.

Enterprise assurance report

Evidence a reviewer can trust.

A buyer-facing view of decision integrity, location quality, privacy and scale—with measured results clearly separated from planning models.

500/500

Observed responses

Local health requests completed successfully at concurrency 20

17.02 ms

Observed p99

Local health-endpoint application baseline

50/s

Modelled sustained

Expected managed-deployment planning profile

150/s

Modelled burst

Short-burst capacity planning profile

Halo for merchants

Turn payment risk into a decision you can defend.

Create your enterprise workspace and prepare to connect Halo to your transaction flow.